About Us


Judy L. Miracle
Senior Benefit Consultant, Employee Benefits
PHONE: (781) 761-1661

Judy is a senior benefit consultant with the Summit Benefit Solutions division of Summit Financial Corporation. Judy brings thirty years of experience in the employee benefits industry. Prior to joining Summit, Judy was a co-founder and president of The Capital Benefits Group, a successful employee benefits firm acquired by Summit Financial Corporation.

Judy began her career as a teacher in Connecticut before joining Aetna as one of the first female employee benefits representatives. She later worked for Allstate and MetLife before forming The Capital Benefits Group with a partner.

Judy’s success in the benefits field is attributable to her dedication to finding the right products for her clients and always looking for innovative solutions. Judy has worked with clients across the country, from New Hampshire to California.


Judy lives in Sterling, Massachusetts, with her husband, Charlie, and enjoys spending time with her daughters and grandchildren, Camryn and Max. Judy and Charlie travel to Florida frequently in the winter months and try to schedule a trip someplace new each summer. They hope to visit Spain in 2010.