Securities offered through LPL Financial, member FINRA/SIPC. Investment advisory services offered through Global Retirement Partners, LLC (GRP), a registered investment advisor. Insurance services offered through HUB International. GRP, HUB International, HUB Retirement and Wealth Management and Summit Financial are separate entities from and not affiliated with LPL Financial. HUB Retirement and Wealth Management and Summit Financial are approved names under which LPL Financial business is conducted. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed (AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, KS, ME, MD, MA, MI, NC, NV, NH, NJ, NY, OH, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA). No offers may be made or accepted from any resident of any other state.